Make Hay While the Sun Shines...

​“I am just in my early or mid-thirties, is it really necessary for me to procure a disability insurance right now?

“Isn’t disability or health deterioration age-related?”

If you find yourself asking these questions (or similar ones) when your insurance agent suggested looking into disability insurance, you aren't the only one.

Life is full of uncertainties. I'm sure we can all agree to that. There are far too many incidents that can attest to that. For instance, someone as young as 30 years old meeting with a serious accident, or even what seemed like an innocuous simple fall but yet tragically left one permanently disabled.

The avalanche of hefty medical bills or care-giving expenses that comes after would be subtly suffocating, not to mention emotional traumas. Obviously, having an adequate insurance might not be of any help with regards to emotional traumas but it will certainly help ease some of the financial stress. This is where CareShield Life comes in.

Some of key benefits provided by CareShield Life are:

• Lifetime coverage
• Lifetime cash payouts
• Worldwide coverage

If you think that the benefits provided by CareShield Life might not be adequate in the event of severe disability, you can consider taking up supplements, which are plans that complement CareShield Life by offering additional benefits such as higher monthly payout amounts. Premiums of supplement plans can by paid by cash or by using your own or family member's (e.g. spouse, parents or children) Medisave, up to a limit of $600 per calendar year per person insured.
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May hay while the sun shines. Likewise, make plans when we are still able to, not when it is too late.